Simple Ira Contribution Limits 2025 Catch Up 2025. For those who use simplified employee pension (sep) iras or simple iras, the 2025 contribution limits are as. Individuals aged 50 and older can contribute an additional $1,000, unchanged from 2024.

However, the irs will hold the ira annual contribution limits constant from 2024 to 2025 at $7,000. The maximum contribution was raised from $16,000 to.